Are savings accounts still attractive in 2026?

High Interest Digital Savings Account 2026

Digital savings BU Wealth — Land and House

Digital savings BU Max — Land and House

Savings account KKP Dime! save — Kiatnakinphat

Chill D Savings Account by CIMB Thai

Speedy Plus Savings Account CIMB Thai

High-interest fixed deposits in 2026

Special 12-month fixed deposit KKP Bloom — Kiatnakinphat

Special 10 month fixed deposit KKP 10/3.5 WIN — Kiatnakinphat

Special 6-month fixed deposit KKP Value — Kiatnakinphat

Special fixed deposit e-Fixed Deposit 13 months — Kiatnakinphat

Comparison table of high interest deposit accounts 2026
Account | Bank | Type | Maximum interest | Minimum interest | Minimum deposit | Deposit period
Digital savings BU Wealth | Land and House | Savings | 5.55% | 1.40% | Check conditions | Not specified
Special fixed deposit 12 months KKP Bloom | Kiatnakin Phat | Fixed | 5.00% | according to conditions | 10,000 baht | 12 months
Special fixed deposit 10 months KKP 10/3.5 WIN | Kiatnakin Phat | Fixed | 3.50% | according to conditions | 10,000 baht | 10 months
Special fixed deposit 6 months KKP Value | Kiatnakin Phat | Fixed | 3.30% | according to conditions | 10,000 baht | 6 months
Digital savings BU Max | Land and House | Savings | 3.00% | 0.25% | Check conditions | Not specified
Savings account KKP Dime! save | Kiatnakin Phat | Savings | 3.00% | 0.50% | Check conditions | Not specified
Chill D Savings Account CIMB Thai | CIMB Thai | Savings | 2.70% | 0.20% | Check conditions | Not specified
Special fixed deposit e-Fixed Deposit 13 months | Kiatnakin Phat | Fixed | 2.20% | according to conditions | 5,000 baht | 13 months

Difference Between Savings Deposit and Fixed Deposit- Savings account — Withdraw money at any time without paying interest earned. But the interest is usually lower than fixed deposits. If the bank cuts interest rates Your returns will immediately decrease.
- Fixed deposits — Money must be deposited for a specified period of time. If you withdraw before the maturity date, you may receive reduced interest or no interest at all. But in exchange for a higher interest rate and lock in the rate for the entire deposit period.

How to choose a deposit to get the most value?

1. Consider the actual interest. Not just advertising interest

2. Check that the minimum conditions are complete.

3. Consider interest taxes.

4. Choose a stable bank.

Compare digital deposits with traditional deposits

Conclusion — High interest savings accounts in 2026, which bank is worth it?