What is the Motor Vehicle Act?
Car Act or Car Accident Victims Protection Act It is a compulsory insurance policy that every car owner must take. To protect people who are injured or killed in a car accident.

Why do we have to make a Motor Vehicle Act?
- The Car Act is a compulsory law: in the case of not making the Act Cars will be fined not more than 10,000 baht and if driving a car that does not comply with the law will be fined not more than 20,000 baht.
- Get protection :Scope of protection of the Act A car will protect the person affected by an accident regardless of whether that person is at fault or right.

What does the Motor Vehicle Act in 2023 protect?
Initial damages
Medical expenses | Maximum 30,000 baht
In the case of death or loss of organs | Maximum 35,000 baht
Compensation in the case of multiple cases combined | up to 65,000 baht
Compensation
Medical expenses | Maximum 80,000 baht
In case of loss of organ (finger) | 200,000 baht
In case of loss of 1 organ | 250,000 baht
In the case of loss of 2 organs | 500,000 baht
In case of death | Maximum 500,000 baht
Daily compensation in case of admission to a hospital (inpatient) | 200 baht per day (not exceeding 4,000 baht)

How to make a claim under the Motor Vehicle Act?
Procedure for claiming the Act They are as follows:

1. Report or make a daily diary with the police.

2. Receive treatment in the case of injury or loss.

3. Prepare documents for basic Motor Vehicle Act claims.
- Copy of ID card of victims (If under 15 years of age, use a birth certificate instead.)
- Copy of house registration
- Copy of the license plate of the car where the incident occurred
- Copy of driver's license With certified true copy (In the case where the victim is the driver)
- Report or diary from the police
- Copy of insurance policy, Motor Vehicle Act

Prepare additional documents to claim under the Motor Vehicle Act according to injury cases.
- Copy of ID card or passport of the victim.
- Medical treatment receipt

Prepare additional documents to claim under the Motor Vehicle Act in the case of death.
- Copy of the ID card of the accident victimPrepare additional documents to claim under the Motor Vehicle Act in the case of death certificates.
- A copy of the ID card and a copy of the house registration of the heir
- Copy of the investigator's diary or evidence showing that the victim died in a car accident

Prepare additional documents to claim under the Motor Vehicle Act in the case of disability.
- Copy of the victim's ID card
- Medical certificate and certificate of being disabled
- Copy of the investigator's diary or evidence showing that the victim suffered damage from a car accident

Prepare additional documents to claim under the Motor Vehicle Act in the case of reimbursement for inpatient medical expenses.
- Medical certificate or medical certificate Being an inpatient
- Copy of ID card or a copy of the victim's passport

4. Send documents to the company that purchased the car insurance policy.
After preparing complete documents Send it to the insurance company or the insurance seller to consider paying the claim.

How much will the Car Act in 2023 cost?
- Personal car no more than 7 seats: 600 baht
- Personal car with more than 7 seats but not more than 15 seats: 1,100 baht
- Personal car with more than 15 seats but not more than 20 seats: 2,050 baht
- Personal car with more than 20 seats but not more than 40 seats: 3,200 baht
- Personal car with more than 40 seats: 3,740 baht

What are the uses of the Motor Vehicle Act?
- Copy of vehicle registration
- Copy of the insured's ID card
- Copy of the insured's house registration
- Driver's license of the insured person (In the case where the insured is not the owner of the vehicle)
- Car insurance fee money

What should I do if the Car Insurance Act has expired?
If the insurance policy has expired, you should contact your insurance company or insurance agent to renew it immediately. Because driving without the driving license is an offense and will be fined.

Briefly clear up doubts between the Car Act and car insurance.
Differences | Car insurance | Car Act
Protection | Driver and Car | Driver
Coverage limit | Depends on the chosen insurance plan | The law has already determined it.
Legal | Not compulsory | Compulsory