What is an EMV card?

Benefits of an EMV card
- Higher security: EMV cards have a card chip that creates a unique transaction code each time a payment is made. This makes it harder to counterfeit and reduces the risk of using stolen cards.
- Available worldwide: EMV cards are accepted in many countries. Whether staying in Thailand or traveling abroad. It can be used at stores or payment terminals that have the Contactless symbol.
- Supports contactless payments: Many EMV cards support contactless payments. Just tap your card on the payment terminal to pay. Helps to make transactions quickly and conveniently

How to use an EMV card
- Make purchases at stores: Tap or insert your card into the card reader. Then sign or enter your PIN to confirm your purchase. It depends on the type of card and the store's rules.
- Buy products online: When paying online Enter your card number, expiration date, and CVV (Card Verification Value). You may need to enter an OTP code sent to your phone or email to verify your identity. 2-Factor-Authentication
- Withdraw money from an ATM: Insert your card into the ATM, follow the on-screen instructions, and enter your PIN. Don't forget to get your card back, get your cash, and keep your receipt after the transaction.

Where can EMV cards be used in Thailand?
- Public transportation: The Ministry of Transport's Common Ticket Committee has launched the use of EMV cards to pay for train, electric boat and public bus fares in Bangkok. Participating electric trains include Chalong Ratchadham Line (MRT Purple Line), Chaloem Ratchamongkhon (MRT Blue Line) and the city's electric train Red Line. Operated by the State Railway of Thailand It can also be used on all electric buses and boats of the Bangkok Mass Transit Authority. Drivers can also use their EMV cards to pay tolls. This project is a collaboration between the Mass Rapid Transit Authority of Thailand and Krung Thai Bank. To support cashless payments for users of public transportation in the city.
- General Stores and Services: EMV cards can be used at stores such as Amazon stores, department store restaurants, gas stations, and more.

The future of EMV cardsSafety Tips for Using EMV Cards
- Hide your PIN code: You should not tell your PIN code to anyone. You should not write it down or store it in your phone. When entering your PIN in public, cover the keypad with your hand to prevent others from seeing it.
- Check transactions often: Review your bank statements regularly. If abnormal items are found Contact your bank immediately to process a dispute.
- Beware of scams: Don't fall for fake emails, messages, or links. or a phone number that asks for personal information or card information Banks will never request sensitive information through these channels.
- Notify the bank before traveling abroad: If traveling abroad You should notify the bank in advance. This is to prevent banks from blocking transactions that occur abroad.